I'm Wilguimps and I'm here to help you buy your next home.

I'm an expert in your market, with years of experience partnering with homebuyers, real estate agents, and everyone involved in the process to provide a hassle-free home financing experience.

Purchase Refinance HELOC

Licensed in the following states: Georgia, Texas

Wilguimps Saint Jean, Mortgage Loan Officer

NMLS ID #1890873 (888) 693-7001 wil.saintjean@my.morty.com

Mr. Wilguimps Saint Jean is a seasoned real estate finance professional with over 20 years of experience in real estate lending, investment, and structured financing, supporting clients across residential, commercial, and international markets. His expertise spans complex lending scenarios, cross-border transactions, and customized capital solutions for both individuals and businesses.

With a strong command of real estate finance, underwriting standards, market analysis, and capital structuring, Mr. Saint Jean has advised first-time homebuyers, seasoned investors, developers, and foreign nationals seeking to invest in U.S. real estate. His approach emphasizes clarity, compliance, and long-term financial strategy.

Through ZipBuy Enterprises, he delivers an integrated, technology-enabled real estate finance platform operating through specialized divisions:

ZipBuy Home Loans – Providing residential mortgage solutions for traditional and non-traditional borrowers, including alternative income documentation and specialized programs.

ZipBuy CRE – Focused on commercial real estate financing for investors, developers, and business owners pursuing acquisition, development, or refinance opportunities.

ZipBuy Global – Dedicated to Foreign National and cross-border lending, assisting international clients with U.S. real estate purchases and investment financing.

ZipBuy Loan Servicing – Supporting borrowers through structured loan servicing, payment processing, and ongoing account management.

Mr. Saint Jean is recognized for his ability to structure financing solutions that align with real-world borrower profiles. His background includes residential and commercial lending, international buyer financing, real estate acquisitions, alternative documentation programs, investor-focused loans, and servicing oversight, positioning him as a trusted advisor throughout the real estate transaction lifecycle.

Driven by a commitment to innovation, efficiency, and tailored financial solutions, he continues to help clients navigate evolving lending environments while building sustainable wealth across residential, commercial, and global real estate markets.

Loan Programs Offered Through ZipBuy Home Loans & ZipBuy Global

FHA

Conventional

USDA

Second Home Financing

12- or 24-Month Bank Statement Loans

1099-Only Income Loans

No Income / Asset-Based Loans

Foreign National Loans (ZipBuy Global)

Jumbo Loans

HELOC Home Loans

Second Mortgages

Reverse Mortgages

Written Verification of Employment (WVOE)

ITIN / DACA / TPS Status Loans

1-Year or 2-Year Profit & Loss Programs

100% Financing / 97% Financing with 3% Down Payment Assistance (DPA)

Contact Me

Testimonials

Supporting Homebuyers

“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”

Lindsey S

“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”

Nathalie S

“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”

Derek and Liza

“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”

Elizabeth L

“I'm SOLD. They followed me all the way to closing and their online stage-by-stage guide was very easy to understand and I could do 100% by online signature. GAME CHANGER!”

Israel K

“Flawless customer support that other companies only aspire to achieve. We appreciated their patience, responsiveness, and assistance every step of the way. Working with this team was nothing but pleasure. Thank you very much indeed!”

Alexander P

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